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Park Place Finance, Incorporated
Texas NMLS # 367411, California NMLS # 1112281

An Austin based Mortgage Company

 $0 Application Fee, 0 Points and

$0 Closing Cost Loans


OR CALL US AT 512-505-6267

At Park Place Finance, INC, our goal is to help you choose the best mortgage option for your unique situation. We offer a variety of Texas mortgage loans, and are experts in the Texas 50-A-6 and Texas Cash out laws because we only lend in Texas, and are based right here in downtown Austin.  We can tell you within a few minutes which loan product you qualify for, your max pre-approval amount, and  all with $0 application fee.  Our current turn times as of mid July 2012 are at 2-3 weeks from application to closing!

Our Specialties:

1) Texas cash out loans, Texas Equity Loans up to 80% of your property value, on a low first lien fixed rate.

2) High credit score borrowers looking for lowest rates available on conforming loans with $0 out of pocket expense.

3) 2-3 week closing times

4) 2012 HARP Refinance program, allowing conventional refinancing  up to 105% of your current property value. 

5) Jumbo loans up to 85% financing, standard financing up to 96.50%.

6) Second home and condo financing

7) $0 application fee, local Austin service, and 2 decades of experience to get your loan completed without hassle

8) $0 closing cost options on loan amounts over $200,000

9) Bi-weekly payment options on all loans

10) Home purchase closings in 2-3 weeks

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in refinancing a mortgage, or cashing out your home equity. We will help you qualify, apply and get approved for the right mortgage loan for you.

Buying a new home can be a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.

Located in downtown Austin and a leading condo lender, we provide mortgage service in Round Rock, Cedar Park, Pflugerville, and Lakeway areas for lending, but we are licensed in all of Texas.

Call a Loan Officer Today at



"Your Friend in the Mortgage Business"

NMLS ID #367411

Justin Hubbert, President Texas NMLS #210697

Today's Rates

Mtg Loan Rate APR
30-yr Fixed 3.83% 3.96%
15-yr Fixed 3.13% 3.29%
1-yr Adj 2.74% 3.4%
* national averages

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